GlobalPaySendMake payments home for less.
That's what we're building. GlobalPaySend aims to make payments to family and friends low-cost and transparent — the fee and exchange rate shown upfront, no surprises. We're starting with U.S. account-to-account payments, with international payments as our goal.
You can't make payments here yet. This site collects only an optional email address for launch updates — no account, payment, or financial details. The demo is a sample interface with made-up people and test money on a payments sandbox; no real funds move.
Why GlobalPaySend
What we're designing for. These are goals for the product we're building, not features you can use today.
Transparent fees
The plan: one clear fee and, for currency conversion, the exact exchange rate and our margin — shown before you confirm.
Built on established payment rails
We plan to move money only through an established, regulated payment processor, never by holding it informally. Today we test on a sandbox where no real money moves.
Compliance before launch
Identity verification, anti-fraud and anti-money-laundering checks, and the required registrations or licensing come first. We won't launch until they're done.
Who we're building for
If one of these sounds like you, join the waitlist — your answers help us decide what to build first.
Families supporting loved ones abroad
People who support loved ones abroad every month and are tired of fees and exchange-rate markups eating into it.
People paying people in the U.S.
Splitting rent, paying back a friend, or helping family across states — account to account, with the cost clear upfront.
Anyone who wants a straight answer
If you want to know exactly what a payment costs and when it arrives before you confirm, we're building this for you.
How it will work
This is the flow we're planning. None of it is live, and details may change as we build and complete compliance reviews.
- 01
Sign up & verify
Create an account and verify your identity, as required for regulated payments.
- 02
Connect your account
Connect a U.S. account. Payments are planned to move by ACH, the standard U.S. account-to-account network.
- 03
Confirm
Pick a recipient and amount, review the total cost, then confirm.
We're building and testing the payment flow on Dwolla's sandbox platform — a test environment where no real funds move. ACH payments generally take one or more business days; we'll publish real timing once it's tested in production.
How we plan to price
Pricing hasn't been set and nothing can be paid today. These are the principles we're designing around — targets, not offers.
Full cost, upfront
Every payment is planned to show the fee, and for any currency conversion the exchange rate and our margin, before you confirm.
Low-cost standard payments
For U.S. account-to-account payments by standard ACH, we're aiming for little or no fee. Faster delivery, if offered, would be priced clearly as an option.
International comes later
Payments abroad would require a licensed cross-border partner and further approvals. We'll only list countries once they're actually available.
What a $200 payment from the U.S. costs today, on average
| Paying to | Average total cost | ≈ in dollars |
|---|---|---|
| Mexico | 4.54% | $9.07 |
| Philippines | 4.52% | $9.03 |
| India | 3.68% | $7.35 |
Industry averages across providers, fee plus exchange-rate margin. Source: World Bank, Remittance Prices Worldwide, Q3 2025 (data collected August 2025); the global average was 6.36%. Not a GlobalPaySend price.
Our goal: come in below these averages when international payments launch. That's a target, not a promise or a live offer.
Progress & roadmap
We'd rather be upfront. Here's exactly where we are — we'll update this as each step is actually done.
- Done
Domain & website
globalpaysend.com is live.
- Live
Launch waitlist
Open now — sign up below for updates.
- In progress
Company formation
GlobalPaySend LLC formation filed in Florida in October 2026, pending state approval.
- Sandbox testing
Payments integration
Being built and tested on Dwolla's sandbox (test) platform. No real money moves in sandbox.
- Next
Business banking
Open a business bank account once the LLC is approved.
- Next
Compliance & licensing review
Work with legal counsel on federal and state requirements, including FinCEN MSB registration and money transmitter licensing or a licensed-partner model.
- Next
Production approval
Apply for production access with a payments provider, subject to their review.
- Future
Private beta & launch
Only after every step above is complete. No launch date has been announced.
Our approach to trust & compliance
Moving money is a regulated activity, and we take that seriously. GlobalPaySend is not yet operating. It is not currently registered with FinCEN, is not currently licensed as a money transmitter in any state, and does not accept, hold, or transfer funds.
Before we accept a single payment, we plan to:
- Complete a compliance and licensing review with legal counsel
- Register as a Money Services Business (MSB) with FinCEN, if required
- Obtain any required state money transmitter licenses, or operate through a properly licensed partner
- Put in place a written AML/BSA program with identity verification (KYC) and sanctions screening
- Receive production approval from an established payments provider
No badges or claims until they're earned.
Be first to know when we launch
Join the waitlist for occasional progress updates. No spam.
We'll use your email only to send GlobalPaySend updates (your optional answer just helps us decide what to build first). We never sell it. Want it removed? Email edwardbroadnax38@gmail.com.
FAQ
Is GlobalPaySend live?
No. GlobalPaySend is pre-launch. We're forming the company and building and testing the product. It is not yet operating.
Can I send money now?
No. GlobalPaySend does not accept, hold, or transfer funds today, and it is not currently licensed as a money transmitter. If anyone asks you to send money "through GlobalPaySend" right now, it isn't us.
When will it launch?
A launch date has not been announced. We'll only launch after company formation, business banking, a compliance and licensing review, and production approval are complete. Join the waitlist to hear first.
How much will it cost?
Pricing hasn't been set. We'll publish it before launch, and every payment is planned to show its full cost before you confirm. See how we plan to price.
Will I be able to make payments to other countries?
That's the goal, but not at first. We expect to start with U.S. account-to-account payments. International payments would need a licensed cross-border partner and additional approvals, and we'll only announce a country once it's actually available.
What happens to my waitlist email?
We store it only to send you GlobalPaySend updates. We don't sell it. Email us anytime to have it removed.
Who is behind GlobalPaySend?
GlobalPaySend LLC was founded by Edward Broadnax. Its Florida LLC formation was filed in October 2026 and is pending state approval.